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You've made the decision to buy a new home, whether this is your first home or you're moving up it can still be daunting thought but it doesn't have to be.  Our experienced Real Estate Brokers are here to help along with some great articles in our real estate blog. Whether you need information about searching for a new home, financing, closing and/or what to expect as a new homeowner we have the answers.

Found 35 entries about Buying Real Estate.

Longview, WA is the largest city in Cowlitz County which is in the southwest portion of the state and is home to 37,602 residents according to the latest United States Census. Situated along the Columbia River Longview is 45 minutes north of Portland, OR and approximately 2 hours south of Seattle, WA providing very convenient access throughout the State of Washington.

Welcome to Longview, WA

Longview offers buyers a wide range of housing options in a variety of price ranges including older single family homes, new construction, condominiums, townhomes, manufactured homes in a park and on real property, along with multiple options for rental properties.

According to the Northwest MLS, the average sales price in Longview for 2018 was $235,150 an increase of 10.7% from

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Juggling home selling and home buying will pull your concentration in two different directions. It's easy to make mistakes, stress out and lose track of important pieces of information. Reduce stress by choosing what you would like to concentrate on first. If you choose to sell a home, you're more likely to have nowhere to stay during the duration of finding a new place to stay. If you choose to buy a home, you're more likely to end up paying two mortgages.

BUYING your home

Choosing to find a new home first will ensure that you will have somewhere to stay before you sell the home. Use the money from selling your home as a way to recoup the money used to purchase a new one. However, you will have to find a way to fund the new home. Work with your

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Buyers are too busy looking at how the home looks on the outside and inside that everything else is overlooked.  Buyers will argue that only the home matters, but the home is only a portion of the puzzle. The bigger picture future home buyers’ neglect is the neighborhood.  The area around the home will determine how you feel about the home and everything around it.  The sound of shouting, fighting, glass breaking and gunshots isn't something anyone wants to hear day after day.  Avoid this by searching for good neighborhoods.

Each neighborhood has their pros and cons, so looking for that perfect neighborhood isn't in the cards.  An acceptable vibe of the neighborhood depends on how you feel about dealing with the cons.  In general research the

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Your long quest to buying a home has finally rewarded you with a golden key to enter an abode. You naturally want to rush through the front door and settle in. But to make the transfer to your new diggs as painless as possible, why check out your house thoroughly first with a pre-move inspection?

Bring your tablet with picture-taking and note-taking apps, or if you’re more low-tech, a pen, paper, and camera. Walk around ourside the property and inside the house, looking for any problems. We’re not talking major issues that your on-the-ball home inspector should’ve caught. Instead, you’re hunting for small repairs that you may have missed because you were dazzled by the previous owner’s model-home staging or collection of Chewbacca figurines.

Try all

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Looking for a good deal on a house? If you're not picky, have some time and know-how, a bank owned foreclosure may be a good option for you.

According to National Mortgage Professional Magazine, sales of foreclosures are slowly creeping up. In September, the sale of bank-owned properties rose 2%, but there are still a lot of these properties on the market, available for a good price. Nationally, distressed houses (foreclosures) sold for a median price of $112,000 last month, 41% less than the median price of non-distressed houses, which came in at $189,000.

If you're shopping for property and are considering foreclosures, consider some of these tips:

  1. Find a realtor who knows a lot about foreclosures. They often have relationships with the
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Homeowner's insurance compensates you if your property is damaged or destroyed. No jurisdiction in Washington State requires it when you're buying or owning a home.

However, if you're not paying cash for the purchase, you'll need to get a mortgage for your purchase. Mortgage lenders do require that you have enough insurance to cover either what you owe or the total cost of the home. They are then protected if their share of the asset is destroyed. For example, if a fire destroys the home and you didn't have insurance, you would not be able to pay to rebuild it. You may default on the loan, leaving the lender holding the bag. Insurance avoids this possibility.

Lenders demand proof of insurance before approving the mortgage. Many require at least a

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Is now the time to buy that dream home you've been considering? Washington state area information indicates mortgages are still available at good rates. With the increasingly high cost of rental units, it makes more sense than ever to explore owning your own home. Pacific Northwest Realty can be instrumental in making your dreams come true.

There's been a lot of talk lately in the Seattle Times about the number of area rental units increasing rapidly. But as the demand remains greater than the supply of rental units, the monthly rental rates are also rising. The affordable pool of rental units continues to fall as developers look for high end properties to rent that will increase their bottom line. This is not a great time to find an affordable rental

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If you're looking for the ideal time to buy property in the Vancouver-Longview area of Washington, now may never be better. Housing values are on their way up and interest rates, while also rising, are still affordable. If you're curious about what your monthly payments might be, those depend on the type of mortgage you get and at what interest rate. Bankrate offers the following examples of a $200,000 loan with 20 percent down, no points and an excellent credit rating of 740 and above. Your actual payments will vary.

Fixed Rate

The major advantage of a fixed-rate mortgage is that your monthly payment remains the same, making it easier to budget over the entire term of the loan. Qualification is a bit more stringent because the interest rates can be

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When you are interested in finding a new house to buy or rent, you will always realize that in some cases, you may end up having a hard time doing it. If you go online, you will find that there are many people who ended up being extremely frustrated doing this kind of thing. For instance, some of them had to settle for houses that they really didn’t like mainly because the simply got tired of looking around for the perfect house. However, when you have in mind the characteristics of the perfect house you are after, this should not have to be the case. There are a number of things that can be done to ensure that you go through the process without much of a hassle.

One of these is working with a REALTOR®. There are a number of reasons why using this

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The Federal Housing Administration (FHA) has trimmed the waiting period for borrowers that had a foreclosure, bankruptcy, and short sale to one year for FHA Case numbers assigned on or after August 15, 2013.  

Prior a borrower that had a bankruptcy had to wait three years and for a short sale or foreclosure two years before becoming eligible to purchase a new home with an FHA insured home mortgage.

If you experienced any of the following financial issues recently you may be eligible sooner rather than later:

  • Short Sale
  • Deed-in-lieu
  • Pre-foreclosure sales
  • Foreclosure
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Loan Modification
  • Forbearance agreement

First a buyer must prove that the foreclosure or short sale was cause

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